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Can a Debt Collector Refuse to Respond to a Debt Validation Letter?
Q&A: I Changed My Name, Will Debt Collectors Find Me?
Does Getting Your Car Impounded Hurt Your Credit Scores?
Q&A: Collection Agency Keeps Updating Credit Report--Does This Hurt My Score Each Time?
Q&A: How to Fix Credit Before Refinancing Second Mortgage
Can My Credit Report Have More Than One Collection for the Same Debt?
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Popular Post
My Apologies
I'd like to apologize to my readers and especially to everyone whose comments and questions I have not responded to. I try to respond to...
Can a Debt Collector Refuse to Respond to a Debt Validation Letter?
If you're one of the many people who have received calls and letters from collectors regarding debts you weren't even aware existed,...
Credit Bureau Changed Removal Date For Collections After Dispute
Lee, I have an account on all 3 cb. All 3 were set to be removed March 2014. I didn't remember this account so I disputed them. They all...
Can My Credit Report Have More Than One Collection for the Same Debt?
Which collector should you pay? Here's a horror story for you: You let a debt fall delinquent and the creditor sells it to a collection ...
Q&A: Can I Open an Account in Another State to Avoid Collector's Bank Levy?
I have a question. I am trying to resolve my credit issues and recently my account was levied by a debt collector. Can I open an account in ...
Q&A: Will Private Student Loan Lenders Do a Pay-for-Delete?
Hi Lee, Someone on one of the forums I read suggested you might have some insight on this. I have a large package of student loans from grad...
Q&A: Collection Agency Sent Bills to Wrong Address
Hi Lee, My name is Melissa and I came across your page form a google search. I am hoping you might be able to provide some guidance. In Apr...
Q&A: How to Fix Credit Before Refinancing Second Mortgage
Lee, I have been reading and trying to learn for 2 years now. I am wondering if you can give some insight. I had to do something and the on...
Reader Question: Citibank Charge-Off in Collections. Can I Settle?
Lee, I have a $7,500 credit card bill with Citi. They just charged it off. They asked for $2,500 to settle but I didn't have the money...
The House Buying Nightmare Part 3
This is the third part of my story regarding how a simple mortgage transaction turned into a nightmare I'll never forget. You can read t...